Change
begins with us.
Najmaa was founded on a belief: our community deserves financial protection that reflects its values. We bring Takaful to an everyday need, with the ambition to build an institution people can trust today and future generations can build upon.
We couldn’t keep waiting for someone else to build it.
For many Australian Muslims, the wish was simple: to protect what matters in a way that reflects what we believe. Fairness in our dealings. Responsibility towards one another. Care for the people who come after us.
Najmaa grew from the decision to turn that wish into something people could use. We began with Takaful vehicle protection, bringing the principle of mutual assistance into an everyday need.
Our ambition is to build an institution our community can turn to with confidence, and help create the choices we want our children to have.
We chose to begin.
A mutual built around care for one another.
At the heart of Najmaa is a Takaful mutual, bringing people together through shared responsibility and mutual assistance.
Our mutual model brings members together through shared contributions. When an incident happens, a member can request support, assessed under the relevant product terms.
Fairness, transparency and responsibility towards one another guide our approach. We want people to understand what they are joining, how the protection works and where its limits are.
Protection is where we begin.
Your car is part of daily life: getting to work, doing the school run and staying close to the people you care about.
Our first offering is comprehensive car protection, delivered through a Takaful model. It puts our belief in mutual assistance to work in a service people use every day.
Our wider ambition is to build trusted institutions that help our community protect, grow and prosper. We are working towards that future step by step, while creating benefit for the broader Australian community.
Explore our car protectionof your Base Contribution is allocated to Najmaa Waqf.
Included in your protection price. Calculated on the Base Contribution, rather than the total payment.
What we build should outlast us.
Through Najmaa Waqf, we are working towards lasting community benefit in Australia, including health, education and support for people facing hardship.
Najmaa Waqf is an established charitable sub-fund administered by Awqaf Australia. Its purpose is to build resources for future grants, so that the benefit of what we begin today can continue.
Grants depend on available funds and applicable requirements. Separate voluntary donations can be made through Awqaf Australia.
Trust has to be earned.
Najmaa Mutual Limited issues our protection. It is arranged by Najmaa Group Pty Ltd under AFSL 527623, with administration provided by Najmaa Management Services Australia.
ADL Advisory supports our Shariah certification and ongoing oversight. We make our protection documents available so you can understand the arrangement and ask informed questions.
A shared purpose is only a beginning. We want to earn your confidence through clear information, careful work and a willingness to listen.
Help shape what comes next.
We have taken the first step. The future of Najmaa will be shaped by the members who choose it, the people who challenge us to improve and the community that helps others discover it.
If our purpose speaks to you, explore our protection, learn about Najmaa Waqf or start a conversation with our team. People of all faiths and backgrounds are welcome to share in that purpose.
Already protected elsewhere? Upload your current policy or renewal to help complete your quote. Compare the protection and price, and decide whether switching to Najmaa is right for you.
On the quote page, choose Switch Today to upload your policy or renewal.
Eligibility and product terms apply. Review the PDS, FSG and TMD before deciding.
We have begun. Let’s build what comes next together.
Follow the progress. Help it reach further.
Follow our social pages for updates, ideas and the next steps in Najmaa’s journey. Your support makes this growing community more visible and helps more people discover what we are building.