How Najmaa Giveback Works
We take a flat fee to run Najmaa, the rest goes to paying claims and if there is a surplus we decide how it’s allocated
You sign up for Najmaa’s protection, and pay a fixed fee to cover our costs
At year-end, any surplus may be used to strengthen member benefits or support underserved communities
How Najmaa makes a difference
These are the causes we care about and how we aim to give back
Local communities
Change begins at home, so our aim is to back local communities nationwide
Financial inclusion
We aim to invest in initiatives that provide families with pathways to a stronger future.
Emergency relief
When crisis strikes, we will try to support the most vulnerable in need.
Join the movement
Subscribe and see the impact we can create together.